43 Cole Street
North Panhandle · San Francisco, California
- APN / parcel number
- 1190-001A Multi-family
- Most recent action
- Notice of Default and Election to Sell Under Deed of Trust Jul 27, 2026
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Property map
Property history in plain English
Jul 27, 2026: A loan default was reported.
- Trustee · Handles the deed of trust / sale
- Not identified in linked filings
- Trustor · Borrower named in the notice
- Not supplied in linked filings
- Owner · Current ownership unconfirmed
- Check the latest ownership deed
More about this event and the parties
- A loan default was reported
The lender reported a loan default and began the formal foreclosure process. This notice alone does not set an auction date.
Original record: Notice of Default and Election to Sell Under Deed of Trust
Trustee: The person or company administering the deed of trust. In a trustee foreclosure, it handles notices and the sale for the lender. It is not automatically the property’s owner. A sheriff sale follows a different court process.
Trustor: The borrower or property owner who gave the property as security for that loan. The name in an older notice does not verify who owns the property today.
Owner / recorded acquirer: A deed’s grantee is the person or entity receiving the ownership interest described in that deed. Check later deeds and a current title report to establish present ownership.
Each explanation describes a linked event. A release or rescission for one loan may not affect another loan. Extracted names should be checked against the original document. Title and deed-of-trust definitions.
Latest recorded event
Notice of Default and Election to Sell Under Deed of Trust · Jul 27, 2026
The lender recorded a default and started the formal foreclosure process for this loan. This notice does not set an auction date.
What to check next
Look for later sale notices, rescissions, and documents referencing the same loan.
Review 1 recorded notice / filingAuction details
No sale date or auction location was supplied in the linked notices for this property.
Facts & features
- Property type
- Multi-family
- Recorded class
- Apartment 5 to 14 Units
- Building area
- 6,594 sq ft
- Lot area
- 3,189 sq ft
- Year built
- 1915
- Units
- 6
Property characteristics appear when the source snapshot contains assessor enrichment. Verify them against current official records.
Recorded document history (1)
Notice of Default and Election to Sell Under Deed of Trust
Document 2026084973What this meansThe lender recorded a default and started the formal foreclosure process for this loan. This notice does not set an auction date.
Next check: Look for later sale notices, rescissions, and documents referencing the same loan.
Trustee file: 26-00185-2CTT
Referenced deed of trust: 2017-K561125-00
Referenced default notice: 26-00185-2CTT
Recorded unpaid debt: $288,177
Definitions are general guides to the recorded event. About document types.
Building permit history (19)
| Permit / filed | Work description | Status |
|---|---|---|
| revision to pa 2019-1104-6394 unit a reconfigure the layout of kitchen, living room, bedroom; riase the 1st floor and create a new staircase; unit b relocate the closet and kitchen; details no change. shall follow previous approved drawings unless otherwise noted | complete | |
| upgrade (e) fire alarm system, w/1-addressible fire alarm unit,1-wireless communicator next to facu,6-addressible smoke detectors,1-addressible heat detectors,5-addressible manual pull stations,3-horn/strobes,26-low freq horns @ all sleeping areas,1-addressible control module,2-addressible monitors | complete | |
| as built fire sprinkler system plan. ref pa#202206075777 | issued | |
| install new fire sprinkler system per nfpa 13 for the ground floor adu only. included 2" underground fire service. total = 23 heads. | complete | |
| adu (unit a&b) per ord 162-16 on 1st flr per plans. unit a eliminated (e) garage to create a bedroom, kitchen, living/offic & full bath. unit b: convert (e) storage & mech rm into a bedroom, kitchen/living & full bath. | complete | |
| adu (unit a & b) per ordinance 162-16 on 1st floor per plan. unit a - eliminated (e) garage to create a bedroom, a kitchen, a living/office room & a full bath per plan. unit b-convert (e) storage & mech room into a bedroom/kitchen/living & a full bath per plan. | withdrawn | |
| seismic retrofit of soft story to comply with sfbc 34b mandatory seismic retrofit per 2012 iebc app a4 | complete | |
| reroofing | issued | |
| repair crack in retaining wall with plates as per plan | complete | |
| repair rear stairs (less than 50%), repair in kind, not visable from street | complete | |
| remodel kitchen & bathroom. no remval of walls. no structural work. in-kind. | complete | |
| unit # 3. upgrade kitchen cabinets & appliances. bathroom upgrade plumbing fixtures & tile. cut sheetrock as necessary and patch, comply with tile 24, use flourescent fixtures at kitchen & bathroom. no demo or relocation of existing walls. bath 6x6.5/ kitchen 8x10. no windows, no door work. | complete | |
| unit 7 - kitchen & bathroom upgrade. no structural, cabinets, counter, tile. | complete | |
| work @ unit# 6 only. kitchen & bathroom remodel. no structural. cabinets, counter, tile, florescent light. | complete | |
| street space permit only. | issued | |
| work @ unit# 7 only. remodel 1 kitchen & 1 bath. demo (e) cabinets, tile & fixtures. patch & paint walls & ceiling, install new cabinets, countertop, tile, fixtures & appliances. no change doors, windows exiting. | expired | |
| work @ unit# 1 only. kitchen & bath remodel-demo (e) cabinets, countertops, fixtures and tile. install new cabinets, countertops, fixtures and tile. patch and paint walls and ceilings- 1 kitchen & 1 bath. | complete | |
| new concrete footing under (e) posts supporting (e) wood deck, | complete | |
| remove lath & plaster in kitchen and bathroom | complete |
Property record: https://sfbayforeclosures.com/properties/43-cole-street-1190-001a · Source snapshot through Jul 27, 2026.